Privacy Policy
Last updated: January 24, 2026
1. Introduction
FolioLens ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our portfolio analysis service.
Please read this privacy policy carefully. By using FolioLens, you agree to the collection and use of information in accordance with this policy.
2. Information We Collect
Personal Information
- Email address (for account creation and communications)
- Name (optional, for personalization)
- Password (encrypted and securely stored)
Financial Information
- Portfolio holdings (securities, quantities, cost basis)
- Account information (account types, institutions)
- Transaction history (if provided)
- Tax lot information
Important: We do not collect or store your brokerage login credentials. When using Plaid integration, your credentials are handled directly by Plaid and are never transmitted to or stored by FolioLens.
Automatically Collected Information
- IP address and device information
- Browser type and version
- Pages visited and features used
- Time and date of access
3. How We Use Your Information
- Portfolio Analysis: To provide tax-loss harvesting recommendations, concentration analysis, and investment insights
- Service Improvement: To improve our algorithms and user experience
- Communications: To send weekly digest emails, alerts, and service updates
- Security: To detect and prevent fraud or unauthorized access
- Legal Compliance: To comply with applicable laws and regulations
4. Data Sharing and Disclosure
We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:
- Service Providers: With trusted third parties who assist in operating our service (e.g., Plaid for account aggregation, cloud hosting providers)
- Legal Requirements: When required by law, subpoena, or government request
- Business Transfers: In connection with a merger, acquisition, or sale of assets
- With Your Consent: When you explicitly authorize sharing
5. Data Security
We implement industry-standard security measures to protect your information:
- Encryption of data in transit (TLS/SSL) and at rest
- Secure password hashing using bcrypt
- Regular security audits and monitoring
- Access controls and authentication requirements
- Encrypted database backups
While we strive to protect your information, no method of transmission over the Internet is 100% secure. We cannot guarantee absolute security.
6. Data Retention
We retain your information for as long as your account is active or as needed to provide you services. You may request deletion of your account and associated data at any time.
Some information may be retained for longer periods as required by law (e.g., for tax or legal compliance purposes).
7. Your Rights
Depending on your location, you may have the following rights:
- Access: Request a copy of your personal data
- Correction: Request correction of inaccurate data
- Deletion: Request deletion of your data
- Portability: Request your data in a machine-readable format
- Opt-out: Unsubscribe from marketing communications
To exercise these rights, please contact us at privacy@foliolens.io.
8. Cookies and Tracking
We use cookies and similar technologies to:
- Keep you signed in to your account
- Remember your preferences
- Analyze usage patterns to improve our service
You can control cookies through your browser settings, but disabling them may affect functionality.
9. Third-Party Services
Our service integrates with:
- Plaid: For secure account aggregation (Plaid Privacy Policy)
- Stripe: For payment processing (Stripe Privacy Policy)
- Market Data Providers: For stock prices and ETF holdings data
10. Children's Privacy
FolioLens is not intended for users under 18 years of age. We do not knowingly collect information from children. If you believe we have collected information from a child, please contact us immediately.
11. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes by email or by posting a notice on our website. Your continued use of the service after changes constitutes acceptance of the updated policy.
12. Contact Us
If you have questions about this Privacy Policy or our data practices, please contact us at:
Email: privacy@foliolens.io